Rev. 12/2010
Reasons we can share your personal information
Does Grand Timber Bank share?
Can you limit this sharing?
For our everyday business purposes - such as to
process your transactions, maintain your account(s),
respond to court orders and legal investigations, or
report to credit bureaus
Yes
No
For our marketing purposes - to offer our products and
services to you
No
We don't share
For joint marketing with other financial companies
No
We don't share
For our affiliates' everyday business purposes -
information about your transactions and experiences
No
We don't share
For our affiliates' everyday business purposes -
information about your creditworthiness
No
We don't share
For our affiliates to market to you
No
We don't share
For nonaffiliates to market to you
No
We don't share
FACTS
WHAT DOES GRAND TIMBER BANK
DO WITH YOUR PERSONAL INFORMATION
Why?
Financial companies choose how they share your personal information. Federal law gives consumers
the right to limit some but not all sharing. Federal law also requires us to tell you how we collect,
share, and protect your personal information. Please read this notice carefully to understand what we
do.
What?
The types of personal information we collect and share depend on the product or service you have
with us. This information can include:
-
Social Security number and income
-
account balances and account transactions
-
credit history and payment history
When you are no longer our customer, we continue to share your information as described in this
notice.
How?
All financial companies need to share customers' personal information to run their everyday business.
In the section below, we list the reasons financial companies can share their customers' personal
information; the reasons Grand Timber Bank chooses to share; and whether you can limit this
sharing.
Questions?
Call 218-768-2410
Page 2
Who we are
Who is providing this
notice?
Grand Timber Bank
What we do
How does Grand Timber Bank
protect my personal information?
To protect your personal information from unauthorized access and use, we
use security measures that comply with federal law. These measures include
computer safeguards and secured files and buildings.
How does Grand Timber Bank
collect my personal information?
We collect your personal information, for example, when you
-
open an account or show your driver's license
-
apply for a loan or give us your contact information
-
make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus,
affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
-
sharing for affiliates' everyday business purposes - information about
your creditworthiness
-
affiliates from using your information to market to you
-
sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit
sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial
and nonfinancial companies.
- Grand Timber Bank does not share with our affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial
and nonfinancial companies.
- Grand Timber Bank does not share with nonaffiliates so they can market
to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together
market financial products or services to you.
- Grand Timber Bank doesn't jointly market.
Other important information
N/A
